Do you need a brisk cash? What about figuring out how to apply and get Kwikmoney loan in Nigeria? indeed, in the event that you have to acquire a few loans to foot your costs and take care of squeezing needs, at that point, this is the thing that you must peruse as we control you through. Before showing you the best way to get Kwikmoney loan, we should reveal to you what Kwikmoney is all about.
What is Kwikmoney & How To Get Kwikmoney Loan?
Kwikmoney is a moment loan administration given by banks, versatile system administrators, and innovation organizations set for make individual financial administrations accessible to whatever number as fast as possible. Primarily, Kwikmoney is based on two noteworthy qualities: Instant Loans & Instant Savings.
1. Instant Loans
Regardless of whether you need working capital for your independent venture or need to deal with a family crisis, kwikmoney gives you a chance to get a moment loan of up to N500,000 direct to your financial balance. Normally the loan tenor is 14-30 days, with financing cost somewhere in the range of 5% and 15%. As you take loans and pay back, the framework confides in you more, offering you higher sums each time. No insurance, no documentation, no problems.
2. Instant Savings
Open a moment versatile account in a bank or microfinance bank and gain 10% yearly premium. Premium is paid day by day so you can see your speculation develop each day. Pull back whenever. As you make stores the framework confides in you more, offering you higher loan sums. No documentation is required.
How To Obtain Kwikmoney Loan
If you want to apply Kwikmoney loan, there are two major ways to go about it.
- Dial *561# on your mobile phone.
- Select ‘Loans” and then “Request Loan”
- Select the loan amount you require
- Enter your bank details and within seconds your account will be credited
- Visit https://kwikmoney.com
- Input your phone number in the text box
- You will receive a verification code on your mobile phone, input the code in the text box provided
- Click “Check Loan Offer” from the menu displayed
- Select the loan amount you require from the list of offers displayed
- Enter your bank details and within seconds your account will be credited.
All loans are payable within 14 days. You can read the full terms and conditions here.
Kwikmoney Loan Repayment
If you are wondering how you can repay Kwikmoney loans, here are some of the ways to use to repay them.
1. Pay with cash
To repay your Kwikmoney loan in cash, here is what to do.
- Visit any of the following banks:
1. Fidelity Bank
2. Access Bank
4. GT Bank
5. Keystone Bank
6. Wema Bank
7. Sterling Bank
- Inform them you want to make a kwikmoney payment on PAYDIRECT. There is no account number to pay into but give them the phone number used with kwikmoney as the Customer Reference Number for Paydirect. We advise going to the bank early in the morning.
- When it is done, they will inform you.
2. Pay With USSD
- Simply dial *561#
- Navigate to “Pay Loan”
- Then, follow the instructions there.
3. Pay With ATM
Please ensure you have the phone that receives your bank alerts with you in case you need to receive a token, then do the following:
- Insert your ATM card and select the ‘Quickteller’ option
- Select ‘Pay Bills’
- Select ‘Others’
- Enter ‘04354101’ as the Biller Code
- Enter the phone number being used with kwikmoney for ‘Customer Reference Number’
- Confirm payment
- You will see a confirmation message for your payment. Kindly note that there is a N100 processing fee.
Kwikmoney Interest Rate
The Kwikmoney interest rate is pegged at 15%.
Usually, people have lots of questions to ask about Kwikmoney. Here are they and the answers.
Loan amounts are from N500 to N500,000. However, kwikmoney will usually start with a small loan and grow your amounts over time as you pay your loans and build trust with the system.
kwikmoney does not ensure a period inside which you will get your loan, yet most clients complete the application and get the cash in their financial balance inside a couple of minutes.
So, here you have the guide on how you can apply and Obtain Kwikmoney Loan. If you’ve got any more questions, use the comment box below.